Real Free Credit Report Website – Many people are confused by false advertising trying to trick them away from the real free credit report website.
The actual website for your real free credit report is http://www.annualcreditreport.com, not freecreditreport.com and all the other swindle websites that are out there.
The Federal Trade Commission (FTC) has proposed new rules to help decrease the number of consumers who are duped into signing up for services they don’t want and make it easier for people who only want to get their free credit reports to do so — without hassle.
“There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file,” according to the FTC.
The new rules were drafted because a provision in the Credit CARD Act of 2009 says that – beginning on Feb. 22, 2010 – radio, TV and other ads for free credit reports must include the following disclaimer: “This is not the free credit report provided for by federal law.”
According to the FTC, “These advertisements direct consumers not to AnnualCreditReport.com – the authorized source for free annual file disclosures – but to commercial Web sites operated by the nationwide credit reporting agencies or others that sell a variety of products and services.”
“Further, when a consumer uses an Internet search engine to find the Web site for free annual file disclosures, the search engine will usually list ‘sponsored’ links — again, selling products and services — such as ‘FreeCreditReport.com’ first.”
“As a result of this advertising, consumers are often misled and confused about where to go to obtain the free annual file disclosure mandated by federal law.”
Make sure you don’t get duped by the credit report scammers!
And that’s the latest from Action News about the Real Free Credit Report Website.
Tags: credit, credit card act of 2009, credit report, ftc, real free credit report website